{"id":5095,"date":"2024-02-02T14:43:40","date_gmt":"2024-02-02T13:43:40","guid":{"rendered":"https:\/\/www.lkeria.com\/actualites\/non-classe\/1er-semestre-2011-les-credits-immobiliers-accordes-par-la-cnep-explosent\/"},"modified":"2024-02-02T14:44:09","modified_gmt":"2024-02-02T13:44:09","slug":"1er-semestre-2011-les-credits-immobiliers-accordes-par-la-cnep-explosent","status":"publish","type":"post","link":"https:\/\/www.lkeria.com\/actualites\/logement\/1er-semestre-2011-les-credits-immobiliers-accordes-par-la-cnep-explosent\/","title":{"rendered":"1er semestre 2011 : les cr\u00e9dits immobiliers accord\u00e9s par la CNEP explosent"},"content":{"rendered":"
\n
\"cnep-banque-lkeria\"<\/a><\/figure>\n<\/div>\n\n\n

Selon la CNEP-Banque, les cr\u00e9dits au logement ont explos\u00e9 durant le 1er<\/sup> semestre 2011 affichant une progression de l\u2019ordre de 64%<\/strong> par rapport au 1er<\/sup> semestre 2010. Atteignent ainsi le montant de 19 milliards de dinars<\/strong> ce qui repr\u00e9sente 11.567 cr\u00e9dits accord\u00e9s aux particuliers en 2011<\/strong>. Pour rappel, le 1er semestre 2010, la Cnep avait enregistr\u00e9 7.037 pr\u00eats pour une valeur de 9,62 milliards de dinars.<\/p>\n\n\n\n

S\u2019agissant des cr\u00e9dits \u00e0 taux bonifi\u00e9s (1% et 3%) lanc\u00e9s en mars 2010, ce segment n\u2019a enregistr\u00e9 durant les trois derniers trimestres de 2010 ; que 142 cr\u00e9dits \u00e0 taux bonifi\u00e9s pour un montant de 209 millions de dinars. <\/p>\n\n\n\n

Toutefois, les pr\u00eats immobiliers \u00e0 taux bonifi\u00e9s ont connu un engouement spectaculaire durant le premier semestre 2011; avec l\u2019octroi de 6.218 cr\u00e9dits \u00e0 taux bonifi\u00e9 pour un montant de  7,73 milliards de dinars.<\/p>\n\n\n\n

Cet engouement d\u00e9note ainsi de la forte attractivit\u00e9 ; de ce produit pour les clients de la CNEP, qui est class\u00e9 meilleur produit de la CNEP pour 2010.<\/p>\n\n\n\n

les cr\u00e9dits aux jeunes <\/h2>\n\n\n\n

Les financements accord\u00e9s aux jeunes de moins de 35 ans se sont \u00e9tablis \u00e0 691cr\u00e9dits ; pour un montant de pr\u00e8s de 1,8 milliard de DA durant le 1er semestre 2011. En 2010, la CNEP <\/a>a octroy\u00e9 1.309 cr\u00e9dits aux futurs acqu\u00e9reurs de logements ; pour une valeur de 1,95 milliard de dinars.<\/p>\n\n\n\n

Cette petite baisse de la demande de financement de la part des jeunes s’explique surtout ; par la limite de l’offre de logements en Alg\u00e9rie et leurs co\u00fbts \u00e9lev\u00e9s, en plus des conditions des jeunes eux-m\u00eames ; qui ont g\u00e9n\u00e9ralement des salaires modestes, rendant difficile l\u2019acquisition des logements avec leurs prix actuels.<\/p>\n\n\n\n

En 2010, les pr\u00eats pour la cession de biens entre particuliers ont enregistr\u00e9 1.353 cr\u00e9dits ; d\u00e9livr\u00e9s pour un montant de 4,174 milliards de dinars.<\/p>\n\n\n\n

Les pr\u00eats \u00e0 la construction ont atteint 2.808 pr\u00eats repr\u00e9sentant 3,14 milliards de dinars. Alors que 1.187 pr\u00eats ont \u00e9t\u00e9 octroy\u00e9s aux jeunes pour l’accession au logement avec une valeur de 2,61 milliards de DA.<\/p>\n\n\n\n

Les pr\u00eats destin\u00e9s au financement<\/a> de la vente sur plans ont atteint cr\u00e9dits en 2010 ; pour une valeur globale de 1,3 milliard de dinars.<\/p>\n\n\n\n

En 2010, la CNEP a octroy\u00e9 17.158 cr\u00e9dits immobiliers aux particuliers pour un montant global de 24,23 milliards de dinars.<\/p>\n","protected":false},"excerpt":{"rendered":"

Selon la CNEP-Banque, les cr\u00e9dits au logement ont explos\u00e9 durant le 1er semestre 2011 affichant une progression de l\u2019ordre de 64% par rapport au 1er semestre 2010. Atteignent ainsi le montant de 19 milliards de dinars ce qui repr\u00e9sente 11.567 cr\u00e9dits accord\u00e9s aux particuliers en 2011. Pour rappel, le 1er semestre 2010, la Cnep avait […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[229],"tags":[],"class_list":["post-5095","post","type-post","status-publish","format-standard","hentry","category-logement"],"yoast_head":"\n1er semestre 2011 : les cr\u00e9dits immobiliers accord\u00e9s par la CNEP explosent<\/title>\n<meta name=\"description\" content=\"Selon la CNEP-Banque, les cr\u00e9dits au logement ont explos\u00e9 durant le 1er semestre 2011, affichant une progression annuelle de 64%.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lkeria.com\/actualites\/logement\/1er-semestre-2011-les-credits-immobiliers-accordes-par-la-cnep-explosent\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta 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